BMW X3 Review (2004-2010)

Pros and cons
What we like
Precise handling makes the X3 appeal to keen drivers
Efficient and powerful engines
Plenty of luggage space
What to consider
Cramped rear seats
Awful ride, especially with sports suspension
Reliability issues with the 2.0-litre diesel engine
The CarGurus verdict
It may have the appearance of an off-roader and enjoy full-time ‘intelligent’ four-wheel drive, but it’s best to think of the X3 as more like a tall estate car. It handles like a regular car – a regular BMW, no less – and most of its engines combine spirited performance with good fuel economy. Other virtues include a big boot, top-class cabin ergonomics, and reasonably high standard equipment levels.
Yet there are several downsides to the X3, too. Its ride quality is rubbish, especially on the bigger wheels and with sports suspension. Access to the cabin through the rear doors isn’t so great. Cabin materials in the pre-facelift models isn’t to BMW’s normally high standards. It’s not cheap to run. And the reliability issues with the 2.0-litre diesel engine makes buying one a gamble.
If you desperately want an X3 then you may not be put off: if you simply want a mid-size SUV, there are better alternatives.
out of 5 expert review

What owners say
"The BMW X3 has garnered positive feedback from owners across model years, who appreciate its comfort, reliability, and impressive performance. Many drivers highlighted the spacious interior and significant cargo space as key advantages, along with a smooth power delivery from the engine. However, some noted that the ride's firmness might not appeal to everyone, and a few mentioned concerns about high insurance costs."
X drive is a big advantage for me, solid BMW engineering too - and of course a decent size
27 November 2024Very good as good as my Range Rover but more economical
23 May 2025Bonnet and front bumper is covered in significant stone chips that they have tried to paint over using a slightly different colour and damage to the interior door trim - over £1,000 to repair with BMW
30 September 2025What owners say
X drive is a big advantage for me, solid BMW engineering too - and of course a decent size
27 November 2024Very good as good as my Range Rover but more economical
23 May 2025Bonnet and front bumper is covered in significant stone chips that they have tried to paint over using a slightly different colour and damage to the interior door trim - over £1,000 to repair with BMW
30 September 2025This is my 3rd BMW X3. Its a wonderful car for reliability, comfort and safety. Plus it really looks good too. Very comfortable and spacious interior, huge boot space. Highly recommended.
13 July 2021Excellent family car that handles long distance exceptionally well
1 January 2021This particular car was very well appointed. I like the Intelligent cruise, the upgraded Infotainment and the factory towbar. The 35D engine is astonishing. Its super smooth and very responsive whilst being docile around town. When you need the power its Instant and really punches the car forward very impressively. Good fuel economy is possible with light use of the throttle. The seating position is perfect and very comfortable. I was apprehensive regarding the 20 inch wheels but the ride is firm but reasonably smooth. Road holding is positive and theres little body roll. Theres great visibility all round and overall its a very nice place to be once youre settled in to the m-sport seats. Its a great every day car with enough grunt to please all enthusiastic drivers whilst having huge load space for shopping trips and wild adventures. All round perfect SUV or as BMW say Sports action vehicle...
30 April 2021BMW X3 2.0 d XLine MSport x - 2016 . Previously had a BMW 520 d MSport Tourer. Great car with 7 series finish and class . X3 higher to get in and out off . Class but not as classy as 5 series . Having said that, great to drive . More comfortable , as economical on fuel and gets the golf and holiday gear all in . Great family car and motorway performer. Recommend - BMW do it again , I’ve had five now.
21 September 2021It is a good looking car but the insurance bracket is too high.
27 August 2024Three things to know
- Coinciding with the X3’s facelift in 2006, BMW changed the naming protocol for the car. For example, where previously the 3.0-litre diesel was called the X3 30d, post-2006 it became known as the xDrive 30d, highlighting the name of the car’s four-wheel drive technology. The twin-turbo 3.0 diesel is the xDrive 35d (early models wear 3.0sd badging), and the lower-powered 2.0 diesel the xDrive 18d. Petrol-engined X3s have an ‘si’ suffix; xDrive 25si and xDrive 30si.
- Although the Sport and M Sport versions of the X3 appear very tempting because of their stylistic flourishes and body-hugging sports seats, they’re best avoided if you enjoy a comfortable drive: their larger diameter alloy wheels and sports suspension make the ride quality even harder and harsher than it is with standard suspension and smaller alloys. Even very enthusiastic X3 owners will concede that the dismal ride quality is the car’s Achilles’ heel, although some claim to like it that way.
- In many respects the xDrive 20d is the best of the X3 bunch: it’s nippy and frugal and refined. On face value we’d recommend you choose it, but unfortunately we have to say you should approach this model with extreme caution. As you will read in our Reliability section, the 20d/xDrive 20d suffers a variety of quite serious and therefore expensive potential problems associated with the engine, not to mention the diesel particulate filter (DPF) issue that afflict many modern diesel engines. If you do want to proceed with a purchase, check the service history thoroughly and invest in a pre-purchase inspection by either a BMW specialist or the AA or RAC.
Which one to buy
- If you want the best economy: With the caveat detailed in point three of our Three Things to Know section, the xDrive 18d 2.0-litre diesel tops the X3 fuel economy chart with a Combined figure of 45.6mpg. It wasn’t launched until April 2009, by which stage the reliability issues with the 2.0-litre engine were widely known and BMW dealers and X3 owners were taking better care of them, which is a positive. If you’d prefer not to take the risk, the more reliable 30d/xDrive 30d gives 35.6mpg.
- If you enjoy going quickly: The twin-turbo diesel 30sd/xDrive 35d is the performance star of the X3 range, its 281bhp helping to thrust it along to almost 150mph while blitzing the zero to 60mph dash in 6.4 seconds. It’s also in possession of 428lb ft (580Nm) of torque, blessing the car with some truly impressive mid-range performance. Plus it does 33mpg. Make sure you find one with the SE trim package, though: the M Sport version may look good but the ride quality is bone-jarring.
- If you need to tow a caravan or trailer: Although the 30sd/xDrive 35d has more than enough muscle for hauling duties, it is expensive, so instead look for a 30d/XDrive 30d. With 369lb ft (500Nm) of torque it’s well equipped for towing and boasts a braked towing weight of 2,000kg. Trailer Stability Control was an option on the X3, but as the car is popular with the caravan crowd, it may not be that hard to find an example fitted with it.
- If you prefer a petrol engine: The in-line six-cylinder 25si/xDrive 25si is just fine, but the far feistier 30si/xDrive 30si is almost as economical and gives a superior driving experience. You’ll pay dearly for road tax, of course – up to £580 a year – and in the real world the 27.4mpg economy figure is more like 20mpg according to owners, but this engine is a punchy performer and extremely refined.
More on the mk1 BMW X3 (2004 - 2010)
Compare 2010 BMW X3 Trims
The 2010 BMW X3 offers a blend of performance and luxury, with a variety of trims catering to different preferences and budgets.
- Starting at £4,445
- Most Popular: Xdrive20d M Sport 5dr Step Auto
Trim Overview
Prices updated weekly from CarGurus listings.
| Xdrive20d Se 5dr Step Auto | Xdrive20d M Sport 5dr Step Auto (Most Popular) | Xdrive30d M Sport 5dr Step Auto | Xdrive35d M Sport 5dr Step Auto | |
|---|---|---|---|---|
| Starting MSRP | £32,505 | £33,270 | £37,055 | £39,320 |
| Avg. Market Price | £5,573 | £4,445 | £4,445 | £4,445 |
| Positioning | Best value | Adventure-ready | Adventure-ready | Trail-ready |
| Standout Features | Bluetooth, Navigation System, Heated Seats | Navigation System, Sport Package, M Sport Package | Navigation System, Backup Camera, Keyless Entry/Start system | Bluetooth, Sport Package, M Sport Package |
| Drivetrain | AWD | AWD | AWD | AWD |
| Listings Available | 65 | 227 | 72 | 18 |
Quick Compare Table
Listing prices sourced from CarGurus — updated weekly. OEM specs from manufacturer data.
| Xdrive20d Se 5dr Step Auto | Xdrive20d M Sport 5dr Step Auto | Xdrive30d M Sport 5dr Step Auto | Xdrive35d M Sport 5dr Step Auto | |
|---|---|---|---|---|
| AI Summary | Best value for budget-conscious shoppers | Most popular choice with sporty features | Strong performance with added luxury | Powerful engine for serious off-roaders |
| Avg. Market Price | £5,573 | £4,445 | £4,445 | £4,445 |
| MSRP | £32,505 | £33,270 | £37,055 | £39,320 |
| Engine | 1995.0cc 177 hp I4 | 1995.0cc 177 hp I4 | 2993.0cc 218 hp I6 | 2993.0cc 286 hp I6 |
| Drivetrain | AWD | AWD | AWD | AWD |
| MPG/MPGe (City/Hwy) | 34.0/48.7 | 34.0/48.7 | 28.5/44.1 | 29.1/42.2 |
| Bluetooth | ✓ | ✓ | ✓ | ✓ |
| Parking Assist | ✓ | ✓ | ✓ | ✓ |
| Air Conditioning | ✓ | ✓ | ✓ | ✓ |
| Cruise Control | ✓ | ✓ | ✓ | ✓ |
| AUX/USB connectivity | ✓ | ✓ | ✓ | ✓ |
| Alarm/Immobiliser | ✓ | ✓ | ✓ | ✓ |
| isofix | ✓ | ✓ | ✓ | ✓ |
| Navigation System | ✓ | ✓ | ✓ | ✓ |
| DAB Radio | ✓ | ✓ | ✓ | ✓ |
| Heated Seats | ✓ | — | — | — |
| Keyless Entry/Start system | ✓ | — | ✓ | — |
| Backup Camera | — | — | ✓ | — |
| Active Listings | 65 | 227 | 72 | 18 |
Missing data displayed as "—".
Trim Deep Dives
Xdrive20d Se 5dr Step Auto — "Who It's For"
The Xdrive20d Se is the pick for shoppers who want a well-equipped SUV without the higher price tag of sportier trims.
- Avg. market price: £5,573 (updated weekly)
- MPG/MPGe: 34.0 city / 48.7 hwy
- Inventory: 65 listings — lower availability; may limit negotiating room
- View Xdrive20d Se listings
Xdrive20d M Sport 5dr Step Auto — "Who It's For"
The Xdrive20d M Sport is the pick for shoppers who want sporty features and a stylish design without breaking the bank.
- Avg. market price: £4,445 (updated weekly)
- MPG/MPGe: 34.0 city / 48.7 hwy
- Inventory: 227 listings
- View Xdrive20d M Sport listings
Xdrive30d M Sport 5dr Step Auto — "Who It's For"
The Xdrive30d M Sport is the pick for shoppers who want a balance of performance and luxury features in their SUV.
- Avg. market price: £4,445 (updated weekly)
- MPG/MPGe: 28.5 city / 44.1 hwy
- Inventory: 72 listings — lower availability; may limit negotiating room
- View Xdrive30d M Sport listings
Xdrive35d M Sport 5dr Step Auto — "Who It's For"
The Xdrive35d M Sport is the pick for shoppers who want a powerful engine and advanced features for off-road adventures.
- Avg. market price: £4,445 (updated weekly)
- MPG/MPGe: 29.1 city / 42.2 hwy
- Inventory: 18 listings — lower availability; may limit negotiating room
- View Xdrive35d M Sport listings
Trim Recommendations
Most Popular — Xdrive20d M Sport 5dr Step Auto
With 227 active listings, the Xdrive20d M Sport is the clear volume leader in the lineup.
Browse Xdrive20d M Sport listings
Best Budget Option — Xdrive20d M Sport 5dr Step Auto
At £4,445 avg market price — below the lineup median of £4,445 — it's the most accessible entry point.
Browse Xdrive20d M Sport listings
These recommendations are based on CarGurus' proprietary market data from October 29, 2026, CarGurus experts' opinions, and generative AI.




















